PRE-LOTTERY APPLICATIONS
Once you have obtained a Verification of Homebuyer Education and a mortgage pre-approval from a MOHCD approved lender, you will be able to apply for Below Market Rate (BMR) ownership lotteries, following the steps below:
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Once you have obtained a Verification of Homebuyer Education and a mortgage pre-approval from a MOHCD approved lender, you will be able to apply for Below Market Rate (BMR) ownership lotteries, following the steps below:
Homebuyers can find and apply for available Below Market Rate (BMR) ownership opportunities on DAHLIA. You are encouraged to apply for multiple listings until you are in a purchase contract. Be sure to read all eligibility requirements for each listing before applying.
Gather and prepare to submit ALL income documents for all adult household members, including: paystubs, government benefits, pension or retirement, if applicable: business’s profit and loss statement for the current year.
Lotteries have preference programs, and if you qualify for a certain preference, you can move up in line and get a higher ranking in the lottery. If you do qualify, you are required to include documentation with your application. Be sure to submit the appropriate documentation for the preference you are applying for, documents may include: utility bill, paystub (listing home address), public benefits record and school record.
Open the listing you wish to apply for and submit an application via DAHLIA. If needed, application assistance is offered by appointment at the same counseling agency where the First Time Homebuyer Education was taken. Please contact your housing counselor to request assistance:
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