Budget, Debt and Credit Counseling

Contact one of our HUD-approved counseling agencies to schedule an Individual Counseling appointment and obtain the support you need with your budget, savings, credit and debt.

Debt Management Plan

Work with a BALANCE counselor to explore the option of a Debt Management Plan (DMP) for repayment of unsecured debts. The DMP can offer lower interest rates, a cessation of certain fees, and lower required monthly payments. BALANCE works directly with your creditors on your behalf.

Over the years, the plan has helped hundreds of thousands of people save millions of dollars and pay off debts, and move closer to their financial goals.

www.balancepro.org/resources/articles/counseling-programs-debt-and-budget-counseling

Lending Circles

Across the world, friends and family come together to lend money to each other. With Lending Circles, Mission Asset Fund has transformed this practice into a safe way to build your credit. Lending Circles are formed between 6-12 people, and the loan amount ranges from as little as $300 to $2,400. Typical monthly payments are between $50-$200. Each month, a new member of the Lending Circle receives the loan until everyone in the group gets their chance.

www.missionassetfund.org/lending-circles

Smart Money Coaching

Free, confidential, one-on-one financial guidance. The program is available to anyone living, working or receiving services in San Francisco, regardless of citizenship status.

Our coaches are fluent in Spanish, Cantonese and Mandarin, with additional translation services as requested.

sfgov.org/ofe/meet-financial-coach

Your Money Your Goals

Financial Empowerment Video Toolkit by ASIAN, Inc. in Mandarin, Cantonese, Vietnamese and English.

Videos: www.asianinc.org/videos-your-money-your-goals