Homeownership SF envisions a San Francisco Bay Area where residents can easily access safe, stable, and affordable housing. We envision a San Francisco where people with modest means can live a good quality of life, where diverse communities can thrive, and where populations historically excluded from homeownership have the resources and support to build intergenerational wealth. 

• Equity – HSF believes in equitable and fair access to housing, empowering communities to overcome the intergenerational impact of housing disparities and discrimination.
• Opportunity – HSF connects underserved communities (including those experiencing homelessness, persons with disabilities, seniors, immigrants, and other persons experiencing systemic barriers), with local housing assistance programs, city resources and nonprofit services, cultivating pathways to stable, affordable, high-quality housing.
• Service- HSF and our member agencies provide individualized, results-oriented client support, and group education compliant with HUD statutory requirements and National Industry Standards for housing counseling and education. We monitor programs to insure quality of service, and coordinate to develop best practices and better serve our communities.
• Collaboration – HSF coordinates services and regularly convenes our network of housing service providers to promote peer-learning, implement program changes and respond collectively to emerging issues.
• Education – HSF acts as a centralized, “one stop” resource, providing publicly accessible, culturally relevant housing information, workshop schedules and service connections. HSF also develops training opportunities for member agency program staff to increase their skills and the agency’s capacity to provide housing and financial services.