All San Francisco ownership opportunity programs through the Mayor’s Office of Housing and Community Development (MOHCD) require completion of 10 hours of homebuyer education by ALL members of the household age 18 and older. The 10 hours must be completed in three steps:
1. Attend a free 2 hour MOHCD Homebuyer Program Orientation.
2. Complete 6 hours of First Time Homebuyer workshop(s).
3. Complete 2 hours of Individual Counseling at the same agency (listed below) where you completed the homebuyer workshop(s). Individual counseling appointments are scheduled on a first come, first served basis and can be arranged to take place via phone or other online services.
Upon completion all 10 hours of education, you will receive a Verification of Homebuyer Education. Once you have also obtained a mortgage pre-approval from a city approved lender, you will be eligible to apply for:
Application assistance can be obtained by contacting your housing counselor.
If you attended your First Time Homebuyer Workshop over 2 years ago, you should complete the 10 hour homebuyer education process again to ensure you have up-to-date information about city homebuyer programs and policies.
Upon entering a purchase contract, use the Request for Certificate of Homebuyer Education form to request the Certificate of Homebuyer Education from your housing counselor.