All San Francisco homebuyer assistance programs through the Mayor’s Office of Housing and Community Development (MOHCD) require completion of 10 hours of homebuyer education by ALL members of the household age 18 and older. The 10 hours must be completed in three steps:
1. Attend a free 2 hour MOHCD Homebuyer Program Orientation.
2. Complete 6 hours of First Time Homebuyer workshop(s).
3. Complete 2 hours of Individual Counseling at the same agency (listed below) where you completed the homebuyer workshop(s). Individual counseling appointments are scheduled on a first come, first served basis and can be arranged to take place via phone or other online services.
APPLICATIONS FOR THE DOWNPAYMENT ASSISTANCE LOAN PROGRAM (DALP) ARE DUE APRIL 27th.
To submit a DALP application, you must have: 1) a Mortgage Pre-Approval Letter from a City approved lender and 2) Verification of Homebuyer Education dated within the past year. The Pre-Approval Letter must reflect current prices for a market rate property, a pre-approval letter prepared for a Below Market Rate (BMR) property will not be sufficient.
All 10 hours of required homebuyer education MUST BE COMPLETED to receive a Verification of Homebuyer Education. Orientations, workshops and individual counseling appointments are provided on a first come, first served basis. If the event you’re trying to register for is full, please register for a different date. New events are posted as soon as they become available.
Upon completion of the 10 required hours of homebuyer education and entering a purchase contract, use the Request for Certificate of Homebuyer Education form to request the Certificate of Homebuyer Education from your housing counselor.
If you attended your First Time Homebuyer Workshop over 2 years ago, you should complete the 10 hour homebuyer education process again to ensure you have up-to-date information about city homebuyer programs and policies.