HOMEBUYERS

Homebuyer Education and Assistance Programs

Education & Support for Homebuyers

All San Francisco homebuyer assistance programs through the Mayor’s Office of Housing and Community Development (MOHCD) require completion of 10 hours of homebuyer education by ALL members of the household age 18 and older. The 10 hours must be completed in three steps:

1. Attend a free 2 hour MOHCD Homebuyer Program Orientation.

2. Complete 6 hours of First Time Homebuyer workshop(s).

    • Real-time online or in-person workshops:
      1. These workshops are facilitated by HUD-certified housing counselors in San Francisco.
      2. Available in one 6-hour session, or two 3-hour parts. If you take a Part 1 workshop, you must complete the Part 2 workshop with the same agency.
      3. BALANCE and the SF LGBT Center offer real-time workshops for free.
    • Self-paced online workshops:
      1. These self-paced, online modules, are administered by San Francisco housing counseling organizations, but are offered through Frameworks and E-Home America.
      2. All self-paced workshops require a service fee.

3. Complete 2 hours of Individual Counseling at the same agency (listed below) where you completed the homebuyer workshop(s). Individual counseling can be arranged to take place via phone or other online services.

Once you have completed the first time homebuyer education requirements, you will be eligible to apply for affordable ownership opportunities on DAHLIA

Have you entered a purchase contract?

Upon completion of the 10 required hours of homebuyer education and entering a purchase contract, use the Request for Certificate of Homebuyer Education form to request the Certificate of Homebuyer Education from your housing counselor.

Homebuyer Education Renewal

  • Your Verification of Education form is valid for 1 year. You can request a one time renewal by completing another individual counseling appointment for a one year renewal.
  • If you attended your First Time Homebuyer Workshop over 2 years ago, you should complete the 10 hour homebuyer education process again to ensure you have up-to-date information about city homebuyer programs and policies.

MOHCD Homebuyer Program Orientation

Our nonprofit members offer workshops and individual counseling on a variety of homeownership and financial topics. Advance registration is required for all workshops.

Real-time online or in-person Workshops for Homebuyers

Our nonprofit members offer workshops and individual counseling on a variety of homeownership and financial topics. Advance registration is required for all workshops.

Self-paced Online Workshops for Homebuyers

Online workshops allow you to complete 6 of the 10 first time homebuyer education requirement for the Mayor’s Office of Housing and Community Development (MOHCD) programs.

MOHCD Approved Lenders

Get free application assistance for City affordable ownership opportunities and down payment assistance programs at drop in application clinics offered by five local housing counseling agencies!

Application Assistance for Homebuyers

Get free application assistance for City affordable ownership opportunities and down payment assistance programs at drop in application clinics offered by five local housing counseling agencies!

Homebuyers Resources

Need more help? Meet one-on-one with a housing counselor to discuss your rental or purchasing goals and get application assistance. Interpretation services will be provided.