A housing counselor can help:
Contact Homeownership SF to get connected with a HUD approved housing counseling agency.
In addition to connecting with a housing counselor:
A dangerous threat has arisen for homeowners who have fallen behind on their mortgage payments and may be at risk of foreclosure – opportunistic companies. They often refer to themselves as a “foreclosure consultant” or “mortgage consultant,” and market themselves as a “foreclosure service”, “foreclosure rescue agency” or “loan modification company.” They count on homeowners being vulnerable and desperate. These companies claim they can assist homeowners facing foreclosure with options that allow them to keep their property, refinance or modify an existing mortgage, repair credit or help “buy more time.” In reality, these “options” are intended to convince you to take the wrong steps so they can take your money and possibly your home. Remember the old saying, “If it’s too good to be true, it probably is. ” Be safe. It is important that you take action by contacting one of the Foreclosure Intervention Counselors at one of your local HUD Approved Housing Counseling Agencies here in San Francisco and listed above to help you explore your options, which may range from modifying your loan to refinancing your loan to selling your home and transitioning with dignity.
If you are facing financial difficulties and have fallen behind on your mortgage payments or are struggling to make them on time – we encourage you to start exploring your options today. Schedule a counseling appointment to speak with a housing counselor at one of HUD approved agencies in San Francisco: ASIAN, Inc., BALANCE, MEDA, or SFHDC. These agencies provide FREE foreclosure intervention counseling services.
Si está enfrentando dificultades financieras y se ha atrasado en los pagos de su hipoteca o tiene dificultades para hacerlos a tiempo, lo animamos a que comience a explorar sus opciones hoy mismo. Programe una cita de consejería para hablar con un consejero de vivienda en una de las agencias aprobadas por HUD en San Francisco: ASIAN, Inc., BALANCE, MEDA, o SFHDC. Estas agencias brindan servicios GRATUITOS de asesoramiento sobre intervención de ejecución hipotecaria.
Kung may hinaharap kayong mga suliraning pampinansiyal at ikaw ay nahuhuli sa iyong bayad sa bahay o nahihirapang magbayad nang wasto sa oras – hinihikayat namin kayong simulang alamin ngayon ang inyong mga mapagpipiliang katugunan. Humiling ng oras upang makipag-pulong sa isang tagapagpayo sa pabahay mula sa isa sa mga ahensiyang aprubado ng HUD sa San Francisco: ASIAN, Inc., BALANCE, MEDA, or SFHDC. Ang mga ahensiyang ito ay nagbibigay ng LIBRENG pagku-kunsulta laban sa foreclosure.
Prepare For Your Counseling Session
In order to prepare for a productive meeting with a HUD Certified Housing Counselor, start by gathering the following documents which you will also need to provide to your mortgage company to apply for mortgage assistance programs.