Homebuyers

Find and apply for affordable ownership opportunities in San Francisco via DAHLIA -the San Francisco Housing Portal and First Come First Served listings.

MOHCD and other entities offer downpayment assistance in the form of loans or grants. Most programs do not allow you to combine with other programs. Your housing counselor will help you determine what you are eligible for and provide adequate guidance.

All San Francisco ownership opportunity programs through the Mayor’s Office of Housing and Community Development (MOHCD) require completion of 10 hours of homebuyer education by ALL members of the household age 18 and older.

The 10 hours must be completed in three steps: MOHCD Homebuyer Program Orientation (2 hrs.), First Time Homebuyer Workshops (6 hrs.) and Individual Counseling (2 hrs).

Pre-approval letter from one of the Mayor’s Office of Housing and Community Development (MOHCD) approved lenders is required to apply for all ownership opportunities or downpayment assistance programs sponsored by MOHDC.

Pre and post lottery instructions on how to apply for Below Market Rate (BMR) ownership opportunities via lotteries or First Come Fist Served listings.

Connect with more ownership programs, services and information.