Meet one-on-one with a housing counselor to discuss your rental or purchasing goals and get application assistance. Interpretation services will be provided. Email [email protected] or call 415-202-5464 to schedule an appointment.
Hable con un consejero de vivienda para discutir sus metas de alquiler o compra y obtenga asistencia con su solicitud. Se proporcionarán servicios de interpretación. Escribanos al correo electrónico [email protected] o llame al 415-202-5464 para programar una cita.
Kumonsulta sa housing counselor upang mapagusapan ang iyong mga hangarin sa pag-upa o sa pagbili at matulungan sa aplikasyon. Mayroong tutulong sa pagsasalin ng Ingles sa Tagalog. Mag-email sa [email protected] upang mag-schedule ng appointment.
Лично встретьтесь с консультантом по недвижимости, чтобы обсудить цели в сфере аренды и получить помощь при подаче заявки. Предоставляются услуги переводчика. Напишите письмо по адресу [email protected], чтобы назначить встречу.
Feiloa’i na o oulua ma le faufautua mo fale ina ia talanoa i ou sini mo le mautotgi ma maua le fesoasoani mo faatumuina o pepa. O le a saunia tautua mo faamatalaupu. Imeli i le [email protected] e faatulaga ai se tuugatala mo le feiloaiga.
Once you have obtained a Verification of Homebuyer Education and a mortgage pre-approval from a MOHCD approved lender, you will be able to apply for Below Market Rate (BMR) ownership lotteries, following the steps below:
STEP 1: IDENTIFY A UNIT
Homebuyers can find and apply for available Below Market Rate (BMR) ownership opportunities on DAHLIA. You are encouraged to apply for multiple listings until you are in a purchase contract. Be sure to read all eligibility requirements for each listing before applying.
STEP 2: PROOF OF INCOME
Gather and prepare to submit ALL income documents for all adult household members, including: paystubs, government benefits, pension or retirement, if applicable: business’s profit and loss statement for the current year.
STEP 3: PROOF FOR PREFERENCE
Lotteries have preference programs, and if you qualify for a certain preference, you can move up in line and get a higher ranking in the lottery. If you do qualify, you are required to include documentation with your application. Be sure to submit the appropriate documentation for the preference you are applying for, documents may include: utility bill, paystub (listing home address), public benefits record and school record.
STEP 4: SUBMIT APPLICATION VIA DAHLIA
Open the listing you wish to apply for and submit an application via DAHLIA. If needed, application assistance is offered by appointment at the same counseling agency where the First Time Homebuyer Education was taken. Please contact your housing counselor to request assistance:
POST LOTTERY & FIRST COME FIRST SERVED APPLICATIONS
A few weeks after the BMR lottery takes place, applicants will be contacted in order of lottery rank order until all units on the listing are filled. Applicants will be requested to submit a BMR Ownership Post Lottery/Supplemental Application with supporting documents within 5 business days.
There’s no lottery for the First Come First Served listings but you must submit a First Come First Served Application with supporting documents in order to be placed in line for review in order of submission.
Read carefully before submitting:
Be sure to read and follow the general instructions on the first page of the application. The list of Required Documents are also listed on the first page of the application. Be sure to gather and include every document on the list with your application.
Applications must be submitted in ONE .pdf file, including ALL supporting documents packaged IN THE ORDER LISTED ON THE APPLICATION. The divider pages are there to guide you and the corresponding documents must be behind each divider page. Applications received in multiple files, incorrect order, formats other than .pdf or without supporting documents will not be accepted or reviewed. For your convenience, see list of Required Documents below, as well as additional guidance.
3. Pre-approval letter from MOHCD approved lender
4. Photo ID
5. Tax Information
6. Proof of Income for ALL jobs per page 4 of application
7. Three most recent Bank Statements for ALL accounts per page 5 of application. Bank statements must include all pages, including blanks.
8. Last Bank Statement for ALL asset and retirement accounts per page 6 of application. Bank statements must include all pages, including blanks.
9. Lease Agreement
10. Gift Funds
UNIT SELECTION & PARKING INFORMATION
Whether the listing you applied for had a lottery or was a First Come First Served opportunity: buyers will choose their unit based on availability and eligibility AFTER all required documentation is submitted and approved by MOHCD. Once a Conditional Approval to purchase is issued by MOHCD, buyers will be contacted by the sales agent to view available units in order to select one, as well as a parking spot, if available. A Purchase Contract is then completed by the sales agent or Realtor and signed by applicant/buyer and seller.
For information regarding the building, unit or amenities, please refer to the original listing or contact the listing agent.
ONCE YOU HAVE ENTERED A PURCHASE CONTRACT
The purchase process will take additional 60 days, approximately. Once in contract: