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Calculate your median income
Find the Maximum income for the number of people in your home. Divide your actual household income by the Median Income to find your AMI.
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How do I start the homebuying process?
Step 1: Get prepared
Attending a first-time homebuyer workshop will help you learn about the home purchase process and make wise decisions.
Step 2: Find out if you qualify
Schedule an appointment with a housing counseling or lender. This meeting will determine if you qualify for a mortgage loan, and if, so how much you can afford.
Step 3: Shop for a home
After you know how much you can afford, you may choose to work with a real estate agent to find a market rate home or find an affordable (below market rate/BMR) home on your own.
Step 4: Look for mortgage assistance
There are a number of down payment and closing cost assistance programs available depending on the home you’re buying, your income and other factors.
We list upcoming and available homes for sale in San Francisco for potential homebuyers. Locate your perfect home.