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855 Folsom Street, Unit 316 San Francisco, CA 94107

Estimated price: $384,160
90 - 100% AMI
Available in 2016

15 Fontinella Terrace

Estimated price: $749,000
100 - 120% AMI
Available in 2016

How do I start the homebuying process?

Step 1: Get prepared

Attending a first-time homebuyer workshop will help you learn about the home purchase process and make wise decisions.

Register for a workshop

Step 2: Find out if you qualify

Schedule an appointment with a housing counseling or lender. This meeting will determine if you qualify for a mortgage loan, and if, so how much you can afford.

Step 3: Shop for a home

After you know how much you can afford, you may choose to work with a real estate agent to find a market rate home or find an affordable (below market rate/BMR) home on your own.

Find affordable homes

Step 4: Look for mortgage assistance

There are a number of down payment and closing cost assistance programs available depending on the home you’re buying, your income and other factors.

Search for mortgage assistance programs

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We are an independent nonprofit committed to helping diverse and underserved households achieve and sustain homeownership in San Francisco through a coordinated network of member organizations. Our comprehensive website provides information on homes, loans and workshops for first-time homebuyers and existing homeowners.

Aug
6
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Oct
1
Oct
15
Nov
5
Dec
3
Dec
17

1st Time Homebuyer Workshop

Phone: (415) 822-1022

Registration opens 2 weeks before event on Saturday at 9:00 am. September 10th is sold out.

Read more »
Jul
9
Aug
13
Sep
10
Oct
1

First Time Home Buyers: The Basics & Affordable Housing Options

Hosted by BALANCE in English
Phone: (800) 808-4327

Learn about renting vs. buying, homeowner responsibilities, selecting lenders, realtors and brokers, pre-approval vs. pre-qualification, escrow and…

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Oct
2
Oct
23
Nov
13

FIRST TIME HOMEBUYER EDUCATION & CERTIFICATION WORKSHOP

Hosted by ASIAN, Inc. in Chinese
Phone: (415) 928-5910 x3

ASIAN, Inc. provides Chinese workshops design to guide you in understanding the concepts and procedures in buying your first home. A Homebuyer Educ…

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Sep
13
Sep
20
Sep
27
Oct
4
Oct
11
Oct
18
Oct
25

Financial Empowerment Boot Camp! This is a 7- Week Series

Tuesdays from 5:30pm to 7:30pm @ Bayview YMCA 1601 Lane St., SF, 94124

Read more »
Aug
10
Sep
7
Oct
5

Understanding the Mortgage Loan Process Workshop

Hosted by BALANCE in English

Learn the types of loans available, how the underwriting process works, the meaning of federal and state disclosures, and what to do if your loan i…

Read more »